Pompano Beach Mortgage Broker

Pompano Beach Mortgage Broker – Pre Approvals, Refinances, & Purchases

Whether you’re in the market to purchase a new home, refinance an existing one or perhaps you have a few questions we are here to help. We’re a premier Broker located in Pompano Florida with years of experience. Let us assist you in taking the steps to the financial solution you have been dreaming of. We understand the mortgage process can be overwhelming, but don’t worry because we are here to assist you in a pre-approval, refinance or even a brand new purchase.

Our goal is to provide excellent service so we can build a personal relationship with each of our clients. We hold a lot of pride in ensuring our clients are satisfied and well taken care of during the mortgage process. We currently hold over one hundred five star reviews on Zillow and we are humbled to know that our clients are pleased with our services.

If you’re ready to start the pre-approval process, refinance your current loan or purchase a brand new home please read the information below so you can have a better understand of what exactly we offer. Don’t hesitate to contact us, we would be thrilled to assist you and answer all your questions.

Pre-Approval

Pre-approvals are based on a few important aspects including your income and credit score. Before you can be pre-approved you’ll have to gather up your important information so you are prepared. Pre-approvals are valid for roughly sixty to ninety days. We never want you to feel rushed or pressured. Pre-approvals will give you an idea of what we can offer you and how much you are offered before we can get the ball rolling.

If you meet all the preliminary requirements then we can start the process and gather the additional information and documents we would need. Keep in mind that a pre-approval is not set in stone and is not a loan approval. It’s simply our way of providing you with what we could potentially offer you. It’s the very first step in the process. Please don’t hesitate to contact us with any further questions.

Refinance

Before deciding to refinance you need to determine what exactly your goal is so we can determine the best possible outcome for you. Refinancing doesn’t make your current loan vanish; it reduces your interest rate and readjusts your current loan term. This can be a positive decision if you’re looking to save money or pay off your home quicker.

Reconstructing your current interest rate and reducing it is the most common reason why people decide to refinance. You’ll save a lot of money each month, especially if you can keep the term at thirty years. Please contact use so we can determine and make certain if refinancing would be the best decision for you. A lot of important factors play a role in refinancing your mortgage but don’t worry because we have a tremendous amount of knowledge and would love to assist you in this process.

Purchasing

Whether you’re deciding to purchase your first home or a second vacation home we can help you with any type of purchase. Before you make such a drastic decision there are a few things to consider. What your budget is, location of the home(s), requirements, insurance, closing costs, etc. There are different types of loans to consider too and we can help you decide which one is suitable for you and your financial situation. I know it’s starting to sound difficult but don’t worry we are here to lead you through each step and make the process as easy as possible. Purchasing a home is thrilling but comes with a lot of responsibilities. We are here to guide you in the perfect direction for you.

FHA Loans & First Time Home Buyers

Some loans that are quite popular and perfect for first time home buyers are FHA loans. They are a lot easier to qualify for compared to a conventional loan. On top of that fact they are highly cost efficient. FHA loans are extremely flexible with credit history because they understand financial struggles happen at some point in your life. They offer flexible rates, debt to income can be high and the application is a breeze. The minimum credit score accepted is 620 which fall under the category for most American families.

Another positive side to a FHA loan is the low cost needed up front. This is definitely a plus side if you’re a first time home buyer and don’t have thousands on top of thousands of dollars to dish out so suddenly. We completely understand that and take all situations under consideration when consulting with new clients. If an FHA loan sounds like it will be a good scenario for you contact us today. We would love to help you get into the home of your dreams.

Pompano Beach Broker is here to serve you. We want to ensure you are fully knowledgeable before making any decisions and we want to be the ones to help you take those steps in achieving your financial solution.

Whether you are looking to test the waters on a pre-approval, refinance an existing loan, purchase a vacation home or purchase your first home. We have a lot of resources including FHA loans and our own personal passion for what we do to accommodate you in reaching your goals.

 

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